Welcome to today’s edition of Finance Wrapped, where we’re covering all things policy from the past week.
This week:
🏦 Wall Street Stands Up For Fed Freedom
🏠 Borrowing Rates Tick Up Again
🌎 Trump Ups The Ante On Tariffs
💰 Big Banks Ready Their Stablecoin Debut
🏛 Political Portfolio Spotlight
🏦 Wall Street to Trump: Leave the Fed Alone
Top Wall Street CEOs, including Jamie Dimon, have come to Jerome Powell’s rescue—defending the Federal Reserve’s independence from the White House in the midst of Trump’s social media hazing of Powell.
REMINDER:
JEROME POWELL WILL SPEAK AT 8:30 AM E.T TOMORROW.
EXPECT VOLATILITY
— #Ash Crypto (#@Ashcryptoreal)
11:36 AM • Jul 21, 2025
Just like your Mom warning you about drugs when you were in school, Dimon warned that "playing around with the Fed can often have adverse consequences.”
Markets dipped on rumors Trump wanted to fire Powell last week—before he backtracked with “just kidding.”
This Tiny Tech Stock Could Be the Next Big Platform Play
One under-the-radar company is embedding intelligence into everyday glass—already powering Ferraris, aircraft, and city buses with adaptive surfaces and vision systems. It’s not just a product. It’s a platform.
See why smart investors are watching this closely.
🏠 Mortgage Rates Rise Yet Again
The 30-year average just rose for a second straight week, pushing homeownership even further out of reach.
Mortgage rates haven’t dropped below 6% since September 2022, and economists don’t expect a return to the lows of a few years ago, per WSJ
— #unusual_whales (#@unusual_whales)
2:37 PM • Jul 21, 2025
Millennials and Gen Z would now need $130K+ income to afford a median home.
📰 Suggested Reading
We’re big newsletter fans, and we love connecting our readers with newsletters that line up with their interests.
Here’s a list of recs for our readers specifically—along with some other suggestions, including:
The Investing Wise Academy - a step-by-step guide to effortless investing.
Launch Key - for late-career entrepreneurs.
Lind Research - independent equity research in the nordics.
Anywhere Income - make money anywhere in the world.
And more.
🌎 Global Trade War Escalates with Higher Baselines
Trump just raised the global tariff baseline from 10% to 15–20%, with Canada hit by a new 35% rate.
Europe could face a 30% tariff in just days. Stocks dipped and Treasury yields jumped on the news.
"Got a long list of ex-allies,
They call my tariffs insane
But I got a blank space babe—
And your country's name"— #Finance Wrapped (#@financewrapped)
2:20 PM • Jul 8, 2025
The market no likey that announcement—the S&P 500 $SPX ( ▼ 0.4% ) dropped 0.47% from all-time highs and investors dumped Treasuries while Treasury yields increased.
💰 Major US Banks Preparing to Launch Stablecoins
Multiple big US banks, including Bank of America $BAC ( ▼ 0.19% ), Citigroup $C ( ▼ 0.62% ), and JPMorgan Chase $JPM ( ▼ 0.26% ), are developing stablecoin offerings as America becomes better and better friends with crypto.
Me watching myself not hitting that buy button when bitcoin was at $50
— #Not Jerome Powell (#@alifarhat79)
8:57 AM • Jul 18, 2025
Bank of America CEO Brian Moynihan confirmed the bank is "working on launching a stablecoin," though no specific timeline was provided. Makes sense—just last week, three major crypto bills passed, the crypto market hit a $4 trillion market cap, and it was hinted that 401Ks will be allowed to include digital assets soon.
Political Portfolio Spotlight
Elected officials have had a tremendous amount of success in the market recently.
I want to keep you updated on what they’re trading and when—so you can leverage that intel as you plan out your own portfolio.
Analysis provided by quiverquant.com.
Remember to always DYOR.
Rep. Josh Gottheimer (D-NJ)
💲 Top Trades This Week:
[BUY] Nvidia Corp. (NVDA)
[BUY] Cloudflare Inc. (NET)
[BUY] Carvana Co. (CVNA)
[SELL] Visa Inc. (V)
[SELL] ConocoPhillips (COP)
[SELL] McDonald’s Corp. (MCD)
🔍 Analysis:
Gottheimer logged a series of sub-$15k tickets last week, trimming Visa, ConocoPhillips, and quick-service exposure in McDonald’s. The freed cash flowed into high-beta growth buys in AI-chip leader Nvidia, e-commerce turnaround play Carvana, and cloud-security specialist Cloudflare, marking a rotation from cash-flow stalwarts to momentum tech.
The pattern signals a risk-seeking tilt: stepping back from mature, rate-sensitive names and leaning into sectors poised to benefit from AI spending and digital infrastructure demand. The balanced mix of sells and buys suggests a measured but optimistic stance as earnings season and Fed guidance loom.
⭐️ What did you think of today's edition?
Disclosures
The information provided in Finance Wrapped is for informational and educational purposes only and should not be construed as financial advice, investment advice, or a recommendation to buy or sell any securities. Finance Wrapped is not a registered investment advisor, broker-dealer, or licensed financial planner. Always do your own research and consult with a licensed financial advisor before making any investment decisions. We may hold positions in or receive compensation from the companies or products mentioned. Disclosures will be made where applicable.